Introduction

Business Loan

The growth and sustainability of a business depend on the continuous inflow of funds. The funds might be required to expand the business or purchasing an equipment. The funds can be borrowed in the form of a loan from banks and other financial institutions. Business Loans are typically unsecured in nature which means no collateral or security is required to borrow a loan. Business Loan is a debt provided to the company or the self-employed professionals or business owners that are to be repaid along with the principal amount.

The rate of interest is usually per- the determined by the lending institutions. Business Loan in India is offered at the competitive interest rates, with low processing-fee and without any security or collateral. Several leading banks and NBFCs including HDFC Bank, ICICI Bank, Capital First, Citibank, Fullerton India, Tata Capital, etc. are offering business loans.

For Business Loans

Documents Required

KYC Documents

Documents for proof of identity and address such as PAN card, Aadhaar card, Passport etc.

Income Documents

Financial documents such as your salary slips, latest Form – 16, bank statements, etc.

Property Documents

Documents such as Letter of Allotment, Agreement to Sale, Registration receipt, NOC from builder, etc. which help track your property, at every crucial step of the buying process.

Loan Process

Apply For Business Loan